Show HN: Maali – Privacy-first personal finance app with a local AI analyst https://ift.tt/7p8sR5q

Show HN: Maali – Privacy-first personal finance app with a local AI analyst I never felt comfortable signing up for cloud budgeting apps and having them store all of my financial data on their servers. I also didn't find locally hosted options that I liked using. That led me to build Maali ( https://maali.app ) over the past year. It is currently a Mac and Windows app that lets you track spending, budgets, recurring bills, income, net worth, and more. It stores all of your data on your computer. You can bring your data in by either manually importing bank statement files (CSV/PDF), or by using SimpleFIN, a third-party bridge that you set up once and it keeps your data in sync. Since SimpleFIN introduces a third party that moves your data, I also added a power-user feature where Maali watches a folder (per account) and imports files dropped there, so you can automate downloads however you like and keep everything local. It also has an optional AI analyst (local Gemma 4 E4B model) that provides commentary on your spending and flags anything unusual about your finances. I realize that mobile is a big part of convenience for people. Maali lets you set up a phone web app over your own Tailscale network, paired by QR code. I'm also close to launching iOS/Android mobile apps that keep data in sync between the desktop/mobile apps using end-to-end encryption. My goal is to provide a great user experience with maximum convenience without sacrificing privacy. The full app is free to use for 30 days (no card/signup needed). After that, if you find it useful and want to continue using it, it's $99 one-time. There's a live demo on the site ( https://maali.app/today ) with synthetic data so you can get a feel for it. Would love to hear any feedback that you have. https://maali.app/ October 20, 2026 at 12:55AM

Show HN: RawLink – Building a VPN protocol from scratch https://ift.tt/qCVMhsp

Show HN: RawLink – Building a VPN protocol from scratch https://ift.tt/XMscH2e... https://ift.tt/SjH6I74 October 20, 2026 at 12:29AM

Show HN: ECG Signal Processing Starter Kit – Python, SciPy, and FastAPI https://ift.tt/otzjaRd

Show HN: ECG Signal Processing Starter Kit – Python, SciPy, and FastAPI https://ift.tt/ErFPdbB October 19, 2026 at 08:00PM

Show HN: WhatsApp MCP running free on Cloudflare https://ift.tt/nGlHcUS

Show HN: WhatsApp MCP running free on Cloudflare I wanted my humble Claude on mobile to access my WhatsApp messages but the only options I could find either required WhatsApp Business or an actual server to run Baileys on. I wanted to run it for free on ClaudeFlare and with my personal WhatsApp account, so I built this. Important feature - it connects to your Google account as well as WhatsApp to grab the names of all your WhatsApp contacts, otherwise you get only phone numbers for many of them and search doesn't work properly. This is a single user install because it's both gray area and very private - so point your agent at the repo and let it set things up. https://ift.tt/zHXvJ5x October 19, 2026 at 03:06AM

Show HN: Ranet3 – High performance policy routed IPsec mesh SD-WAN https://ift.tt/2cHCaIt

Show HN: Ranet3 – High performance policy routed IPsec mesh SD-WAN btw this is already running on all my machines (including a macbook), and i've configured all of them to have routable public ip addresses ;) especially for the mac, my ISP is SFR (over coaxial connection) with only dynamic ipv4, i can use this to get stable v4/v6 addresses very easily for all my devices behind the router ios/android app soon^{TM} https://ranet3.com/ October 18, 2026 at 08:01PM

Show HN: Pay-per-Crawl – make AI crawlers pay per page in USDC, for 10 stacks https://ift.tt/FBY21IZ

Show HN: Pay-per-Crawl – make AI crawlers pay per page in USDC, for 10 stacks https://ift.tt/HC0j1DG October 17, 2026 at 11:46PM

Show HN: Parin – A 2D game engine between raylib and Godot, written in Dlang https://ift.tt/ZizsD4q

Show HN: Parin – A 2D game engine between raylib and Godot, written in Dlang https://ift.tt/ZqVMzpU October 16, 2026 at 06:52PM